A Brief Guide to Debt Management

A Fresh Approach

As debt management professionals, we believe that reaching informal agreements with all of the people you owe money to is the best way to get your finances under control. In fact, it is often the case that people you owe money to are happy for ID Fraud to become involved, as it means that you are taking steps to pay them.

The Benefits of Debt Management in Short

Friendly You don’t have to worry about calling us – we’re here to help.
Effective We could freeze interest payments on the money you owe.
Protective We can stop your creditors bothering you.
Final Once the period of your repayments is over, you'll be debt-free.
Sensible We can sort out a monthly repayment you can afford.

The Benefits to You & The people You Owe Money To

We'll help you to work out how much you can actually afford to pay each month.

From this point, you will make a single monthly payment directly to ID Fraud, and we will make repayments on your behalf.

We will also normally arrange for interest and other charges to be frozen, allowing you to repay just what you can afford, however this is accepted at the discretion of the individual creditors.

Frequently Asked Questions

Question I owe money to several places. Is this a problem?
Answer Debt management with ID Fraud is all about making life simpler for you. So however many people you owe money to, you just make a single, affordable payment to us, and we will sort out paying everyone on your behalf, on time, every month!
Question Some people I owe money to are hassling me. Can you stop them?
Answer Yes of course. We are highly experienced in negotiating affordable payments for our clients. Once you become our client, people who are hassling you will have to talk to us instead.
Question Can I speak to someone about my debt problems?
Answer Once you call ID Fraud, we will give you a friendly, Personal Account Manager who will be happy to discuss your problems - and the solution - on a one-to-one basis, all done over the phone.